Buying a Home in the Aloha State with VA Loans Hawaii

The island state of Hawaii is often counted as one of the most picturesque states in America. People from all over the world come to this paradise and get immersed in its exotic beauty. This is probably the reason why a large number of veterans dream of settling down in Hawaii. If you are a veteran of the United States Military and you harbor a dream of settling in this state, then you can easily do that by getting a VA loan. Since the property prices in the state are pretty high, VA loans offer you an easy way to own your dream home in your dream location. Let us take a look at some of the things that you should know before you apply for a VA loan in Hawaii.

Getting a VA Loan in Hawaii

The Department of Veteran Affairs (VA), the authority that administers the loan, ensures that as a veteran you get all the assistance that you need when it comes to getting VA Loans Hawaii. There is a Loan Office (not a Regional Loan Center) in Honolulu where you can get in touch with professionals and get the answers to all your queries. The office is located at

Department of Veterans Affairs
VA Regional Office
Loan Guaranty Division (26)
459 Patterson Rd.
Honolulu, HI 96819

You can call them up at 1-808-433-0480

VA Loan Limits

The VA puts a cap on the maximum amount of guaranty it can pay if you default on the loan. This is called the VA Loan Limit. You should note that this is NOT the maximum amount of loan that you would get. That would be determined by the lender offering you the loan. The VA Loan Limits in Hawaii for different counties are given below


HAWAII
$625,500.00
HONOLULU
$721,050.00
KALAWAO
$657,800.00
KAUAI
$713,000.00
MAUI
$657,800.00


You can always get in touch with reputed VA Loan Lender in Hawaii and get the best deals on Hawaii VA Loan. Some of them would offer you considerably lower interest rate even if you have a low credit score. So get in touch with the experts and get an affordable VA Loan with ease.


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